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Customers Love Us. Latest Reviews
The communication and the people who helped me with everything I needed or any questions I had. Over all, great team
Very informative about the whole process. Thank you for working with the Homes for Heroes program!
Kelli was AMAZING from beginning to end. She was so informative and explained every step to me. I appreciate how detailed she was. She was the BEST!!
It was great working with you. Good communication.
Reef was incredible. He was very professional and gladly explained all of my options to me and the pros and cons of each. I felt very comfortable with my decision and would highly recommend Reef because of his knowledge, professionalism, and genuine willingness to help.
I’ve worked with Reef multiple times and it’s always a great experience. He knows what he’s doing and puts his clients first. I’ve referred him to other friends and coworkers and they too have had great experiences with Reef and his team. If you’re needing any advice or help Reef is the one to go to!
I have worked with Texas United Mortgage for several years! There staff is honest, hard working, and have never let me down. Always going the extra mile and doing everything they can to help their clients. My real estate business will continue to refer clients to TUM. Best in Texas!
These guys worked exceptionally well. They stepped in when a different company couldn’t close. They got our deal done in 14 days. I will recommend Reef to anyone I know looking to finance or refinance their house. Thank you to all!!
You guys are Awesome!!!! I really appreciate everything you have done to get me to closing in a short amount of time. Reef gave me great advice and was always available to answer any questions I had. The best team out there!
Reef was just awesome. He explained everything he was doing and why he was doing it. Was patient while I shopped around and even helped explain some of the other quotes I got when they didn't want to spend the time to do it themselves.
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Call us today at (888) 505-1718

Reef Merhi
NMLS 878539 | Branch Manager | Sr. Loan OfficerReef Merhi
The most exciting and enjoyable part of a real estate transaction for Reef has always been financing. Today Reef enjoys managing Texas United Mortgage where he works and mentors borrowers, realtors, his team of loan officers, and staff! When not exceeding clients' expectations, Reef enjoys spending time with his wife Valerie and his two daughters. Reef’s hobbies include golf and tennis!
Prior to Reef’s Mortgage/Real Estate career, Reef graduated at Texas A&M University. After graduation, Reef took a teaching/coaching position at The Woodlands High School, located in The Woodlands, Texas.

Scott Foster
NMLS 1591277 Operations Manager | Sr. Loan OfficerScott Foster
Scott attended college in his home state of Indiana while playing tennis in college. Wanting to start a new life after school in a new state he moved to Texas 13 years ago. When moving to Houston, he worked as a tennis coach teaching younger children. Alongside working with Reef, Scott also began to invest in real estate and flip houses.
After finishing his career in tennis he moved on to being a loan officer, where he now works at Texas United Mortgage, as a producing loan originator and the operations manager assisting Reef Merhi, Kristy Taylor and Team! He is very passionate about what he does and loves helping people. People know Scott as being a family man. He enjoys spending time with his wife and three children – Case, Cali & Crew. Scott’s hobbies include woodworking, golfing, fishing and playing tennis.

Claudia Seybold
Executive Administrative Assistant | CoordinatorClaudia Seybold
Claudia, a fifth-generation Texan and resident of The Woodlands since 2004, has been a dedicated professional in the Texas real estate industry since 2001. Throughout her career, she has played a pivotal role in successfully closing a diverse array of transactions, consistently delivering contracts that meet specified agreements and conditions.
Currently, Claudia is with Texas United Mortgage, where she serves as an executive assistant, working closely with Reef and the team to ensure that all deadlines are met and expectations are consistently exceeded. Her responsibilities include managing schedules, coordinating communication, preparing reports, organizing meetings, and handling a variety of administrative tasks essential to the team's smooth operation. Claudia's attention to detail and proactive approach contribute significantly to the team's success. In addition to her role at Texas United Mortgage, Claudia continues to practice as a Texas Realtor, further showcasing her commitment to the real estate industry.
Outside of her professional life, Claudia values time with her husband, Travis, and sons, Ethan and James Roy. She is an active member of Faith Bible Church, where she is passionate about serving the community. In her leisure time, Claudia enjoys RVing with her family, exploring the outdoors, and maintaining an active lifestyle through regular workouts.

Richard Haskell
NML 347730 | Sr. Loan Officer | ManagerRichard Haskell
Richard Haskell is an experienced Senior Mortgage Loan Officer with a proven track record of excellence in the financial services industry. His expertise includes sales, credit analysis, FHA financing, VA loans, and sales management. Richard is dedicated to delivering exceptional service and expertise to his clients, leveraging his degree from Webster University to provide a solid foundation in finance.
Throughout his career, Richard has consistently achieved outstanding results by understanding his clients' needs and customizing solutions to meet their unique financial goals. His commitment to maintaining the highest standards of professionalism and integrity ensures a seamless and successful loan process for every client.
Click here to apply with Richard: www.rhaskell.com

Joy McClellan
Sr. Loan ProcessorJoy McClellan

Nichole Walker
NMLS 2114509 | Loan OfficerNichole Walker
Nichole Walker is a professional Loan Officer , she specializes in closing FHA, Conventional, and VA loans, ensuring clients receive the best financing solutions tailored to their needs.
Nichole holds an Associate of Arts and Sciences (A.A.S.) degree in Legal Assistant/Paralegal from Lone Star College System, reflecting her commitment to excellence and proficiency in both administrative and financial services roles. Her skill set includes proficiency in Microsoft Word, Team Building, Public Speaking, Leadership, and Microsoft Excel.
Click here to apply with Nichole: www.loanswithnichole.com

David Webber
Loan OfficerDavid Webber
with over 10 years of experience in the real estate industry, helping all throughout the transaction. Book some time with David and get service that you can count on.
281-724-8004

Your FHA Mortgage Lender In Houston, Texas
Buying a home is one the biggest decisions people will make.
Getting an FHA Loan in The Woodlands, Texas is huge financial decision that will impact your family for a generation.
You need a low interest rate, fast closing, and the comfort of mind to know that you’ll be taken care of every step of the way.
At Texas United Mortgage, whether you are purchasing or refinancing, with an FHA loan, conventional, VA loan or any other type, we will make sure it’s easy and quick!
Our licensed professionals (see photo of a recent closing!) are to help you apply for an FHA loan today.
Looking for a great interest rate?
Get in touch today we would love to help.