New Home Loans
Texas Mortgage Refinance Experts
Texas Conventional Home Loans
Texas FHA Loans
Texas VA Loans
Texas USDA Loans
Down Payment Assistance Programs
Texas Jumbo Loans
We Specialize In Home Loan Mortgages
- Owner Occupied, Vacation Homes and Rental Property Purchases
- Conventional Loans (30 Year, 15 Year, 10 Year, Customized Term Options)
- Government Loans (FHA, VA, USDA)
Refinance And Save Thousands In Interest!
- Lower Your Monthly Payment
- Pay Off Your Loan Faster
- Cash Out Options To Pay Off Other High Interest Rate Debts
- FHA Streamline and VA IRRL Options
Conventional Loan Advantages
- Primary, Vacation Homes And Rental Properties
- As Low As 3% Down Payment
- Minimum Credit Score 620
- Low Or No Mortgage Insurance Options
Advantages of FHA Loans
- Credit Scores As Low As 560
- Down Payment Assistance Programs Available
- First Time Homebuyers
- 3.5% Minimum Down Payment
Advantages of VA Loans
- 0% Down Payment Required
- No Monthly Mortgage Insurance Required
- Easier To Qualify With Lower Income
- Low Rates, Low Fees!
Advantages of USDA Loans
- 0% Down Payment
- Low Mortgage Insurance
- Closings Costs Assistance Available
- Low Fixed Rates, Low Fees!
Assistance Available To You
- Minimum Credit Score 620
- Assistance Provided As A Grant (Never Has To Be Repayed)
- Not Required To Be First Time Homebuyer
- Get Up To 5% For Down Payment Or Closing Costs
Advantages of Jumbo Loan
- Owner Occupied and Vacation Homes
- As Low As 10% Down
- Borrow More Money For High Cost Homes
- Minimum Credit Score of 700
-haggle, low rate quote with fast response times and friendly
service.
Rate Table Assumptions
Mortgage rates are subject to change and are not guaranteed. The rates may vary based on credit score, loan amount, and other factors
Loan amounts greater than $300,000. FICO credit score greater than 740 or higher. Owner Occupied
30 Conventional Year Fixed - $400,000 or greater . LTV 75.0%. 1 % Point Charged.
15 Year Fixed - $400,000 or greater. LTV 95%. 1 Point.
30 Year Jumbo Loan - $800,000 or greater. LTV 75.0%. 1 Point.
30 Year FHA Loan - $250,000. LTV 96.5%. 1 Point
30 Year VA Loan - $350,000. 100.0% 1 Point.
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Local Texas Team, Big Time Savings On Your Mortgage Loan.
Getting a mortgage loan is hard.
And it's even harder when you're working with a corporate lender that has their own interest at hear: getting a nice fat rate to pad their commissions.
You want security in your mortgage loan application in Houston or across Texas.
You want to close on time.
And you want the best rate - so you end up paying less $$ every month for the next 30 years.
Financing your loan in Houston should only be done with the best Houston mortgage company - and we're ready to compare your rate to prove it to you today.
Try us out: we'll guarantee the lowest rate, or you get paid!
It’s simple.
Whether you’re looking to get a home loan for a new home in Houston, Texas, or you need to refinance a home in Texas, our Texas mortgage company keep things real simple by getting you the lowest rates, and the fastest closings.
How we do this?
By building on our teams’ combined decades of local, Houston and Texas experience, we know the ins and outs in the lone star state.
And saving money goes beyond the on-paper low rate. Sometimes, doing so won’t save you money, so we coach you on the best option for your life plans.
Customers love our people
Call us today at (888) 505-1718
Texas Mortgage Company
Local First
At our Texas mortgage company, we make everything easy to understand and clearly communicate with you throughout the process.
We can also move fast — mortgage rates change daily, so we’re always ready to act when the numbers are right.
The Definitive Home Buying Cost Worksheet
Buying your first home starts with a good budget! However, understanding all of the factors that go into the “true” cost of a home can be challenging without the right resource.
