Texas United Mortgage, A Texas Loan Company

Buying or refinancing? We have you covered.


Customers Love Us. Latest Reviews

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Customers love our people.

Call us today at (888) 505-1718 or apply now!

Reef Merhi

Reef Merhi

Branch Manager

Scott Foster

Scott Foster

Operations Manager / Loan Officer

Daniel Marshall

Daniel Marshall

Loan Officer

Terrence Crosby

Terrence Crosby

Loan Officer

New Home Loans

Texas Conventional Home Loans

We Specialize In Home Loan Mortgages

  • Owner Occupied, Vacation Homes and Rental Property Purchases
  • Conventional Loans (30 Year, 15 Year, 10 Year, Customized Term Options)
  • Government Loans (FHA, VA, USDA)

Texas Mortgage Refinance Experts

Texas FHA Loan

Refinance And Save Thousands In Interest!

  • Lower Your Monthly Payment
  • Pay Off Your Loan Faster
  • Cash Out Options To Pay Off Other High Interest Rate Debts
  • FHA Streamline and VA IRRL Options

Texas Conventional Home Loans

Texas Conventional Home Loans

Conventional Loan Advantages

  • Primary, Vacation Homes And Rental Properties
  • As Low As 3% Down Payment
  • Minimum Credit Score 620
  • Low Or No Mortgage Insurance Options

Texas FHA Loans

Texas FHA Loan

Advantages of FHA Loans

  • Credit Scores As Low As 560
  • Down Payment Assistance Programs Available
  • First Time Homebuyers
  • 3.5% Minimum Down Payment

Texas VA Loans

texas VA home loans

Advantages of VA Loans

  • 0% Down Payment Required
  • No Monthly Mortgage Insurance Required
  • Easier To Qualify With Lower Income
  • Low Rates, Low Fees!

Texas USDA Loans

Texas USDA Loan

Advantages of USDA Loans

  • 0% Down Payment
  • Low Mortgage Insurance
  • Closings Costs Assistance Available
  • Low Fixed Rates, Low Fees!

Down Payment Assistance Programs

Texas Reverse Mortgage Loan

Assistance Available To You

  • Minimum Credit Score 620
  • Assistance Provided As A Grant (Never Has To Be Repayed)
  • Not Required To Be First Time Homebuyer
  • Get Up To 5% For Down Payment Or Closing Costs

Texas Jumbo Loans

Texas Jumbo Loans

Advantages of Jumbo Loan

  • Owner Occupied and Vacation Homes
  • As Low As 10% Down
  • Borrow More Money For High Cost Homes
  • Minimum Credit Score of 700

Your Mortgage Lenders
In Texas

Texas United Mortgage - Houston Loans

Buying a home is one the biggest decisions people will make.

So, we bring a personal touch to our service. In fast-paced Houston and across Texas, our local experts move quickly to help you close on time when you are buying your home. With access to the latest rates and best loan products, our loan officers work closely with you to tailor-make the mortgage that fits your life.

For refinances, we offer a wide range of refinance options and we’ll help you cash out or get a better team.

Most importantly, we make the process easy, and painless. We’re accessible – even at weird hours – to make sure your loan for your new Texas home closes on time.

That’s why so many clients rate us as the best Texas mortgage company, for our outstanding service and expert help.


It’s simple. Low
Rates, Fast Closings

Whether you’re looking to get a home loan for a new home in Houston, Texas, or you need to refinance a home in Texas, our Texas mortgage company keep things real simple by getting you the lowest rates, and the fastest closings.

How we do this?

By building on our teams’ combined decades of local, Houston and Texas experience, we know the ins and outs in the lone star state.

And saving money goes beyond the on-paper low rate. Sometimes, doing so won’t save you money, so we coach you on the best option for your life plans.

Texas United Mortgage - Houston Refinance

Your no-obligation and no-cost consultation is waiting for you.

Texas Mortgage Company

Local First

Texas United Mortgage - Local Company

Purchasing or refinancing a home doesn’t have to be overwhelming.

At our Texas mortgage company, we make everything easy to understand and clearly communicate with you throughout the process.

We can also move fast — mortgage rates change daily, so we’re always ready to act when the numbers are right.

We deliver the promise of home. We are ready to help you.