Texas United Mortgage, A Texas Loan Company
Buying or refinancing? We have you covered.
Customers Love Us. Latest Reviews
Customers love our people.
Call us today at (888) 505-1718 or apply now!
Reef Merhi
Branch Manager
Scott Foster
Operations Manager / Loan Officer
Daniel Marshall
Loan Officer
Terrence Crosby
Loan Officer
New Home Loans
We Specialize In Home Loan Mortgages
- Owner Occupied, Vacation Homes and Rental Property Purchases
- Conventional Loans (30 Year, 15 Year, 10 Year, Customized Term Options)
- Government Loans (FHA, VA, USDA)
Texas Mortgage Refinance Experts
Refinance And Save Thousands In Interest!
- Lower Your Monthly Payment
- Pay Off Your Loan Faster
- Cash Out Options To Pay Off Other High Interest Rate Debts
- FHA Streamline and VA IRRL Options
Texas Conventional Home Loans
Conventional Loan Advantages
- Primary, Vacation Homes And Rental Properties
- As Low As 3% Down Payment
- Minimum Credit Score 620
- Low Or No Mortgage Insurance Options
Texas FHA Loans
Advantages of FHA Loans
- Credit Scores As Low As 560
- Down Payment Assistance Programs Available
- First Time Homebuyers
- 3.5% Minimum Down Payment
Texas VA Loans
Advantages of VA Loans
- 0% Down Payment Required
- No Monthly Mortgage Insurance Required
- Easier To Qualify With Lower Income
- Low Rates, Low Fees!
Texas USDA Loans
Advantages of USDA Loans
- 0% Down Payment
- Low Mortgage Insurance
- Closings Costs Assistance Available
- Low Fixed Rates, Low Fees!
Down Payment Assistance Programs
Assistance Available To You
- Minimum Credit Score 620
- Assistance Provided As A Grant (Never Has To Be Repayed)
- Not Required To Be First Time Homebuyer
- Get Up To 5% For Down Payment Or Closing Costs
Texas Jumbo Loans
Advantages of Jumbo Loan
- Owner Occupied and Vacation Homes
- As Low As 10% Down
- Borrow More Money For High Cost Homes
- Minimum Credit Score of 700
Your Mortgage Lenders
In Texas
Buying a home is one the biggest decisions people will make.
So, we bring a personal touch to our service. In fast-paced Houston and across Texas, our local experts move quickly to help you close on time when you are buying your home. With access to the latest rates and best loan products, our loan officers work closely with you to tailor-make the mortgage that fits your life.
For refinances, we offer a wide range of refinance options and we’ll help you cash out or get a better team.
Most importantly, we make the process easy, and painless. We’re accessible – even at weird hours – to make sure your loan for your new Texas home closes on time.
That’s why so many clients rate us as the best Texas mortgage company, for our outstanding service and expert help.
It’s simple. Low
Rates, Fast Closings
Whether you’re looking to get a home loan for a new home in Houston, Texas, or you need to refinance a home in Texas, our Texas mortgage company keep things real simple by getting you the lowest rates, and the fastest closings.
How we do this?
By building on our teams’ combined decades of local, Houston and Texas experience, we know the ins and outs in the lone star state.
And saving money goes beyond the on-paper low rate. Sometimes, doing so won’t save you money, so we coach you on the best option for your life plans.
Your no-obligation and no-cost consultation is waiting for you.
Texas Mortgage Company
Local First
Purchasing or refinancing a home doesn’t have to be overwhelming.
At our Texas mortgage company, we make everything easy to understand and clearly communicate with you throughout the process.
We can also move fast — mortgage rates change daily, so we’re always ready to act when the numbers are right.