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Latest Texas Mortgage News

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Types of Home Loans

Learn about the various types of home loans, and which mortgage loan is best for your financial life.
Refinancing Your Loan

A refinance is a great way to save on your monthly payments, or pull out cash for other uses.
Mortage Rates

Understanding how mortgage rates affect your monthly payments is key component to getting the best type of loan for your home.
Closing Costs

Nobody wants to pay more than you have to. Learn how much closings are for your next home purchase.
FHA Loan

One of the most popular loan types, FHA loans are a great way to get a mortgage at a low cost.
Conventional Loan

A conventional loan is "conforming" loan, and in this section we explain who this loan is for, and the cost.
VA Loans

VA loans are highly popular loans for veterans due to the $0-down option and other benefits. Read on to find out how you can save.
Good Credit

In this section, you'll learn how good your credit needs to be, and how to qualify even with a low credit score.
Mortgage Basics

We make it easy to understand mortgages in Texas with the series of basic, easy-to-understand guides.

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Texas Life

Prevent Frozen Pipes: Essential Tips to Safeguard Your Plumbing

January 15, 2024 | By Reef Merhi

Learn how to protect your home from frozen pipes and avoid costly plumbing repairs during the winter season.

News

Mortgage Rates Remain Stable at 2-Month Lows Ahead of December Data

November 28, 2023 | By Shoshana Simones

In the world of real estate and home buying, the month of November has been marked by an unusual and relatively prolonged period of stability in mortgage rates. Over the past week, these rates have...

News

Is It a Good Idea to Purchase a Home During the Holidays?

November 21, 2023 | By Shoshana Simones

For potential homebuyers in Texas, the idea of purchasing a home during the holiday season might seem unconventional. After all, this time of year is often associated with festivities, family...

News

Texas Home Buyers Benefit from Stable Mortgage Rates at Recent Lows

November 17, 2023 | By David Webber

In a welcome turn of events for home buyers in the Lone Star State, mortgage rates in Texas have remained remarkably steady, hovering near their lowest levels in the past two months. The tranquility...

News

Mortgage Rates Take a Big Dip

November 15, 2023 | By Reef Merhi

If you're considering buying a home in Texas, you'll want to pay attention to recent developments in the mortgage market. Earlier this month, the jobs report set the stage for an exciting week for...

News

Good News for Texas Homebuyers and Homeowners: Mortgage Rates Continue to Show Improvement

November 4, 2023 | By Shoshana Simones

For those of you in Texas considering a home purchase or keeping an eye on your current mortgage, here's some good news to brighten your day: Mortgage rates have made a significant improvement,...

News

Positive Signs As Austin's Housing Market Shifts Closer to Dallas-Fort Worth

October 31, 2023 | By Reef Merhi

Finally, we've got some promising news to share when it comes to buying a new home in Texas! The Austin housing market is experiencing a shift that's making it more similar to the Dallas-Fort Worth...

News

Mortgage Rates Are Dropping - But Is It Enough?

October 27, 2023 | By Mendy Rimler

If you're in the market for a new home and keeping an eye on mortgage rates, here's what you need to know: Mortgage rates have been showing some movement lately, and we might be in for a bumpy ride.

News

The Texas Real Estate Market is Heating Up Again

October 24, 2023 | By Shoshana Simones

Texas is blazing a trail in the real estate market, drawing in newcomers from across the nation. Since 2019, Texas has seen a massive influx of people, gaining nearly 400,000 residents by the end of...

News

Texas Mortgage Rates Hit 8%

October 20, 2023 | By Mendy Rimler

Mortgage rates in Texas and across the US have gone up, breaking the 8% mark this week. This is after months of gradually rising from around 7%. At the same time, the number of existing homes being...

News

Are Home Prices Finally Dropping in Texas?

October 17, 2023 | By Reef Merhi

In a notable shift in the real estate market, home sales and median prices have declined across Austin and Central Texas. This downturn, which marks a departure from the red-hot market of recent...

News

Important Updates for First-Time Home Buyers: Mortgage Market Update

October 12, 2023 | By Shoshana Simones

For those of you who are embarking on the journey of buying your first home, here's a helpful update on what's happening in the housing market and mortgage industry.

News

Housing Market Stuck Amidst Rising Mortgage Rates: What's Ahead for Homebuyers?

October 6, 2023 | By Reef Merhi

The housing market in Texas is going through some tough times, and it's mainly because of the rising mortgage rates. If you're thinking about buying a home, you'll want to pay attention to what's...

News

New Homebuyers: Great Opportunities in the U.S. Housing Market this Fall

October 3, 2023 | By Shoshana Simones

If you're thinking about buying a new home in Texas, there's some good news for you. Zillow, an online real estate platform, says this fall could be a fantastic time for new homebuyers. Here's why:

News

What Does the Mortgage Rate Hike Mean for the Average Home Buyer?

September 29, 2023 | By Shoshana Simones

Mortgage rates hit 20-year highs this week. But what do higher mortgage rates mean for the average home buyer?

News

3 Tips for Buying a Home in Texas in Today's Market Crunch

September 26, 2023 | By David Webber

The current real estate market may seem daunting for prospective homebuyers. As mortgage rates and housing prices continue to rise and inventory remains tight, navigating this market can be a...

News

Why Are Texas Mortgage Rates So High, Despite No Fed Rate Hike?

September 22, 2023 | By Shoshana Simones

If you've been keeping an eye on mortgage rates, you might be wondering why they're at long-term highs, even though the Federal Reserve didn't raise interest rates this week. Let's break it down in...

News

Mortgage Rates Are High - But Why Does That Matter?

September 19, 2023 | By Mendy Rimler

Mortgage rates have hit new highs lately, and it’s putting a damper on the home-buying industry. But why? How do mortgage rates work, and why are higher rates such a big issue?

News

Mortgage Rates Are High - Is Buying Points Worth It?

September 15, 2023 | By Reef Merhi

With mortgage rates soaring, homebuyers and refinancers are increasingly considering a strategy known as "buying down points" to alleviate the financial burden of their home loans. As the U.S....

News

Can I Afford a Home in Texas? Where to Look

September 12, 2023 | By Shoshana Simones

Recent reports show that Texas home prices have remained high, even after the pandemic peaks. That has folks worrying, "Can I afford a home in Texas these days?" Yes! You just have to know where to...

News

How and Where to Buy a House in Texas

September 7, 2023 | By David Webber

Texas has been one of the most consistent housing markets in the country - maintaining good prices for sellers without being off-the-charts unaffordable for new home buyers. But where is the BEST...

News

What’s Going on with the Texas Housing Market?

September 5, 2023 | By Shoshana Simones

The Texas housing market is undergoing significant changes. While the lack of housing inventory continues to drive up prices, experts predict a slowdown in appreciation compared to the past two years.

News

Are We About to See Mortgage Rates Drop in Texas?

September 1, 2023 | By Shoshana Simones

After experiencing consistent growth for five weeks and even hitting a 22-year high, mortgage rates have taken a surprising turn and decreased. For potential homebuyers and homeowners looking to...

News

More Texans Apply for Mortgages After a Five-Week Drop

August 29, 2023 | By Mendy Rimler

Good news for people looking to get a mortgage: After going down for five weeks straight, the number of mortgage applications went up a bit last week. Which can mean good news for the housing market...

News

What's Up with the Dallas-Fort Worth Housing Market?

August 18, 2023 | By Shoshana Simones

If you're thinking about buying a home in the Dallas-Fort Worth area, here's the scoop on what's been happening with housing prices!

News

Texas Mortgage Interest Rates Spike Again - But It May Not Matter

August 15, 2023 | By Shoshana Simones

While it may sound like a broken record, the ups and downs of the mortgage interest game sure are keeping us on our toes! And this week, those rates have hit the highest level since last fall.

News

Home Values Continue to Set Records

August 11, 2023 | By Shoshana Simones

If you're trying to buy a new home and feeling the pinch, you're not alone. The U.S. housing market has achieved an unprecedented milestone, surging to a record valuation of $47 trillion, outpacing...

News

Refinancing Homes in Texas: Unlocking Benefits Amidst Market Trends

August 8, 2023 | By Mendy Rimler

Amid changes in the mortgage market, Texas homeowners have a great opportunity to think about refinancing their homes. Despite fewer people applying for mortgages and refinancing lately, Texas has...

News

Housing Affordability Got You Down? The Latest in Home Prices

August 3, 2023 | By Shoshana Simones

The Mortgage Bankers Association (MBA) tracks weekly mortgage applications as a way to monitor the housing market. The latest report showed a consistent but not positive movement.

News

Househunting in Texas? Austin Might Be the Place for You!

August 1, 2023 | By Reef Merhi

If you’ve been househunting and following the news, you’ve probably heard that prices are up and inventory is down. But that doesn’t mean you can’t find a home in Texas - as long as you know where to...

News

Optimal Market Trends for Home Buying in Texas

July 28, 2023 | By Shoshana Simones

Is the housing recession over? It sure looks like it! The National Association of Realtors® (NAR) said its home sales have been trending up thanks to increased home-buying activity in the Northeast...

News

Home Prices vs. Inventory

July 25, 2023 | By Shoshana Simones

If you’ve been searching for a home to buy in Texas, you’ve probably been told that it’s slim pickings! So what’s the issue?

News

Texas Mortgage Rates Hold Steady

July 21, 2023 | By Mendy Rimler

In a positive sign that the market is stabilizing, rates remained consistent this week. But what’s with all the up and down and side to side?

News

Texas Housing Market is Heating Back Up Even As Prices Rise

July 17, 2023 | By Shoshana Simones

Like much of the country, housing affordability in Texas is an area of concern. However, there are still people interested in buying homes, and that’s driving up prices.

News

Slowing Inflation Means Lower Mortgage Rates

July 13, 2023 | By Reef Merhi

The news we’ve all been waiting for: Inflation is finally starting to slow! Yesterday’s report on inflation is bringing some much-needed relief to homebuyers in Texas and across the country.

News

Texas Mortgage Rates Wait on Upcoming Inflation News

July 10, 2023 | By Shoshana Simones

That scary buzzword of the year is back in the headlines: inflation. Whatever the causes, inflation is clearly the main culprit behind the surge in interest rates over the past year. In fact, due to...

News

Market Indices Show Signs of Life

July 3, 2023 | By Shoshana Simones

Well, it’s a slower news day leading into the holiday, but perfect timing for an update on the housing market. And it’s some good news for Texas home buyers AND sellers! Why? Because mortgage...

News

Mortgage Rates Trend Downward to Kick Off the Week

June 27, 2023 | By Mendy Rimler

Great news for anyone interested in getting a mortgage! It seems like mortgage rates have taken a step back this week, which is definitely a positive development. Let's break it down in simple terms.

News

Housing Construction Grows In Texas In 2023

June 27, 2023 | By Mendy Rimler

The latest report from the Census Bureau on New Residential Construction brings some exciting news about the growth of new home construction. Although it's important to remember that this report has...

News

No New Rate Hikes Could Be Good News for Texas Home Buyers

June 20, 2023 | By Mendy Rimler

Finally: some good news about interest rates! The Federal Reserve's policy committee made an important decision at their most recent meeting. They chose not to increase interest rates, giving us a...

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