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Feeling confused by all the options and details?

Houston home buying is made simple at Texas United Mortgage. Keep reading our latest articles for tips and information that you can use today to be a better informed home buyer. Or, contact us anytime, we’ll be happy to answer your questions.

Dallas FHA Down Payment Assistance Programs In 2021

Dallas FHA Down Payment Assistance Programs In 2021

Need Help Buying a Home? Apply for Down Payment Assistance Saving up for a down payment can be a daunting, long process. Fortunately, there are plenty of down Dallas FHA Down Payment Assistance programs available to help you buy a home sooner. Texas offers many down...

Houston FHA Down Payment Assistance Programs In 2021

Houston FHA Down Payment Assistance Programs In 2021

What is Down Payment Assistance? Did you know that you can get help paying for your home’s down payment? Saving up for a down payment can be difficult. Luckily there are several types of Houston FHA down payment assistance programs to make it easier to purchase a...

San Antonio FHA Loan Limits For 2021

San Antonio FHA Loan Limits For 2021

What is an FHA Loan? Home of the Alamo, San Antonio offers colonial beauty and ample family-friendly attractions. If you want to buy a home in this large Texas city, you may be able to qualify for an San Antonio FHA Loan. Federal Housing Agency loans have different,...

Dallas FHA Loan Limits For 2021

Dallas FHA Loan Limits For 2021

What is a Dallas FHA Loan? If you’re looking to buy a home in Dallas, but aren’t able to qualify for a conventional loan, you may be able to purchase a property with an FHA loan. FHA loans are insured by the Federal Housing Agency, and they help people with lower...

Houston FHA Loan Limits For 2021

Houston FHA Loan Limits For 2021

What is a Houston FHA Loan? An FHA mortgage is a type of home loan that is backed by the Federal Housing Agency. First-time homebuyers in Houston can apply for an FHA loan to purchase a house that falls within the FHA loan limits in their area. FHA mortgages differ...

How do I Qualify for an FHA loan in Texas?

How do I Qualify for an FHA loan in Texas?

When approaching buying a home in Texas, you'll face a long list of options for financing your purchase. One option that many house hunters heavily consider, especially first time home buyers, are FHA loans. Often we hear the question, "How do I qualify for an FHA...

What Is An FHA 203(k) Loan?

What Is An FHA 203(k) Loan?

If you're looking for a fixer-upper, an FHA 203(k) loan may be right for you. For many potential homebuyers, having a turnkey house that's ready to move into immediately is the only way to go. However, increasingly more buyers want to get more house for their money...

Mortgage Refinance During COVID In Texas

Mortgage Refinance During COVID In Texas

You're thinking about refinancing your mortgage. You may be wondering how to go about a mortgage refinance during COVID-19. Refinancing can lower your mortgage interest rate, give you access to funds for remodeling, or consolidate debt. It's important to know how the...

When Is the Right Time for Mortgage Refinance?

When Is the Right Time for Mortgage Refinance?

Mortgage rates rarely stay constant. As rates drop, homeowners often ask themselves "Is it the right time for Mortgage Refinance?" When rates drop, you may find yourself continually monitoring for the lowest rate. It's important to understand when the right time to...

FHA vs Conventional Loan: What’s the Difference?

FHA vs Conventional Loan: What’s the Difference?

When you are looking to buy a home, it’s important to make sure you select a mortgage that works best for your financial situation. Many people consider FHA vs Conventional Loan as they are two of the most common types of mortgages. Here’s what you need to know about...

Can You Refinance An FHA Loan?

Can You Refinance An FHA Loan?

If you applied for an FHA loan and you’re looking to refinance, you’re in luck. Just like any home loan, Federal Housing Agency Loans can be refinanced to better suit your current financial situation. Here’s what you need to know to refinance your FHA loan to a...

MIP on an FHA Loan – How do I get rid of it?

MIP on an FHA Loan – How do I get rid of it?

Getting rid of mortgage insurance premiums (MIP) on an FHA mortgage loan can help you save thousands of dollars. While it can be difficult to eliminate insurance premiums from your Federal Housing loan, there are steps you can take to get rid of it so you can pay off...

How Much is a Down Payment on an FHA Loan?

How Much is a Down Payment on an FHA Loan?

Saving up to purchase a home is one of the most important, and difficult, financial moves you will ever make. As you look at various loans you'll notice they differ in their down payment requirements. Understanding the requirements for down payment on an FHA Loan will...

How to Apply For An FHA Loan In Texas

How to Apply For An FHA Loan In Texas

If you are buying a house for the first time, it's important to know how to apply for an FHA loan. Federal Housing Loans (FHA Loans) are available for buyers who have low credit scores and minimal savings for a down payment. First-time buyers who don't qualify for a...

How to Get Mortgage Pre-Approval in Texas

How to Get Mortgage Pre-Approval in Texas

When buying a home, getting mortgage pre-approval in Texas is one of the most important things you can do. It doesn't matter which city your future home will be in, Houston, Austin, San Antonio, Dallas, or Fort Worth, having a pre-approval will help your buying...

Does Getting Pre-Approved Hurt Your Credit?

Does Getting Pre-Approved Hurt Your Credit?

Getting pre-approved can make it easier to shop for homes, but many buyers wonder, "Will getting pre-approved hurt my credit score?" Can you protect your credit score and still reap the advantages of shopping with a pre-approval letter? Here's what you should know...