About Texas United Mortgage
Best rates, best service.
We’re here to help you.
Our team of mortgage experts knows exactly what you are going through. The home search and the process of qualifying for a loan is can feel overwhelming.
We bring our local Houston expertise to sort through the financial details and ensure that you or your family are completely at ease with financing that is on-time, trustworthy and dependable.
We’ll close on time and we’ll be transparent with our communication throughout the process.
Drop us a line. We’d love to hear from you.
The most exciting and enjoyable part of a real estate transaction for Reef has always been the financing. Today Reef enjoys managing Texas United Mortgage where he works and mentors borrowers, realtors, his team of loan officers, and staff! When not exceeding clients expectations, Reef enjoys spending time with his wife Valerie and hist two daughters. Reef’s Hobbies include golf and tennis! Prior to Reef’s Mortgage/Real Estate carrier, Reef graduated at Texas A&M University. After graduation Reef took a teaching/ coaching position at The Woodlands High School, located in The Woodlands, Texas.
Operations Manager / Loan Officer
Scott attended college in his home state of Indiana while playing tennis in college. Wanting to start a new life after school in a new state he moved to Texas 13 years ago. When moving to Houston, he worked as a tennis coach teaching younger children. Alongside working with Reef, Scott also began to invest in real estate and flip houses. After finishing his career in tennis he moved on to being a loan officer, where he now works at Texas United Mortgage, assisting Reef Merhi, Kristy Taylor and Team! He is very passionate about what he does and loves helping people. People know Scott as being a family man. He enjoys spending time with his wife and three children – Case, Cali & Crew. Scott’s hobbies include woodworking, golfing, fishing and playing tennis.
Kristy, a US Navy Veteran is originally from Virginia and is a proud mom of two boys ages 12 and 16. Kristy has been in the mortgage industry in the Houston and San Antonio areas since 2005, she specializes in helping veterans and their families-Homes For Heroes programs and first time home buyers! Kristy is a member of Fellowship of Montgomery Church and has a passion with working with Junior High Students. Kristy’s hobbies include playing tennis, being outdoors, volunteering with youth, and mission trips with her church.
Fifth Generation Texan and resident of The Woodlands since 2004, Claudia has been in The Real Estate Industry since 2001. Over the years, Claudia has been instrumental in closing a wide range of transactions and has produced countless contracts in accordance with specified agreements and conditions. Today, Claudia coordinates the borrowers paperwork assisting the team to ensure every deadline is met, and to exceed all parties expectations. Claudia is excited to work with such an amazing team as their Loan Coordinator. When not exceeding client expectations, Claudio enjoys spending time with her husband Travis, sons Ethan (20), and James Roy (5). Claudio is a member of Faith Bible Church and she is passionate about serving in the preschool department at Church. Claudia’s hobbies are boating/fishing, being outdoors, and working out.
Assistant Loan Officer
Processor to Group
The Best Houston Mortgage Lenders
With over 30 years of experience, we’ve seen it all. Through ups and downs, economic crises and last minute loan technicalities, we know how to make home buying in Houston pain free.
We’re all about your bottom line. We work to find the best and lowest rates for you, and tailor the mortgage product to fit your budget.
Variety of options.
There’s no one size fits all in the mortgage business of your home. Whether you are an investor, first time home buyer, refinacing your home and more, we look at all available products and options to ensure the best mortgage for your needs.
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