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Feeling confused by all the options and details?

Houston home buying is made simple at Texas United Mortgage. Keep reading our latest articles for tips and information that you can use today to be a better informed home buyer. Or, contact us anytime, we’ll be happy to answer your questions.

How Long Does A Mortgage Pre-Approval Last?

How Long Does A Mortgage Pre-Approval Last?

Being pre-approved for a mortgage in Houston will make the process of buying a home easier for you. Once you have your letter of pre-approval, sellers are more likely to see you as a qualified, serious buyer. It takes time to gather all the documents needed to get...

How Long Does It Take To Get Pre-Approved In Houston?

How Long Does It Take To Get Pre-Approved In Houston?

If you are searching for a home in Houston, getting pre-approved is one of the most important steps you can take in the buying process. Getting pre-approved for a mortgage takes some time and effort, but once you have a letter of pre-approval in your hand, sellers...

What Does Mortgage Pre-Approval Mean?

What Does Mortgage Pre-Approval Mean?

Getting a mortgage pre-approval in Texas is one of the most important steps in the home-buying process. Although getting pre-approved is no guarantee that you’ll secure the funding for your dream home, it positions you as a serious buyer and makes sellers more likely...

Who Sees My Credit Score?

Who Sees My Credit Score?

As you build your credit, you may be wondering who sees your credit score. And here’s the answer: banks, landlords, potential employers, credit card companies, and mortgage lenders may view your credit score. The Fair Credit Reporting Act only allows creditors and...

What Is Escrow, And How Does It Work?

What Is Escrow, And How Does It Work?

What Is Escrow? An escrow account is maintained by a third party. There are two types of escrow. Real estate escrow is different from homeowner's escrow. When you decide to buy a home, you will need to open an escrow account. You will pay a deposit to the seller of...